Background

This Privacy Policy is formulated in compliance with Section 43A of the Information Technology Act, 2000 and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011. It governs the handling of personal and sensitive personal data or information (SPDI) by Shankar Fininvest Pvt Ltd in the course of its business operations.

The Company commits to ensure the lawful, fair, and transparent processing of information received from or about its users, customers, or partners

Purpose

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collection Of Information

Form Submissions

Contact details (name, email, address, phone), financial details, family details, banking relationships, passwords, transaction history, etc., provided through website forms.

KYC & Underwriting Documents

Supporting documents for identity and address verification (as per RBI guidelines), account statements, financial statements, etc.

Account Registration

Name, company name, address, email, phone number provided during account creation.

Third-Party Sources

Personal information from credit bureaus and identity verification services.

Customer Support Interactions

Information shared during communication with our support teams via phone, email, online forms, etc.

Linked Third-Party Accounts

Information from social media accounts you choose to link, including contacts, with your authorization.

Voluntary Testimonials

Personal testimonials or endorsements you provide for display on our Site with your consent. To update or delete, contact info@shankarfininvst.com.

Log Files

Our servers automatically record information sent by your browser when you visit our Site, including IP address, browser type, referring/exit pages, URLs, clicks, domain names, landing pages, and viewed pages.

Use Of Information

The information collected by us is used in various ways to:

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Disclosure and transfer of Information

We may disclose data under the following controlled circumstances:

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Data Security

We may disclose data under the following controlled circumstances:

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Data Retention

We retain personal information for as long as:

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REVIEW OF THE POLICY

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** Amendments shall be submitted for Board approval and implemented prospectively

Grievance Redressal Mechanism

Complaint Type Resolution Timeline
General Complaints 3 working days
Payment-related Issues 24 hours
Credit-Related Issues 24 hours
Fraud / Legal Cases 30 working days

Note: For complex cases, users will be notified of any delay and informed of the extended resolution timeline.

Disclaimer

All content published on our platform is for general informational purposes. Shankar Fininvest Pvt Ltd does not guarantee the accuracy or completeness of such content and disclaims liability for reliance placed upon it.

External websites linked from our platform are not endorsed or verified by us. Their policies may vary and users must exercise caution.

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